Wetech Trade Restricted has requested the Excessive Court docket of the Federal Capital Territory (FCT) to impose N500 million normally damages in opposition to Mega Microfinance Bank Restricted for allegedly unlawfully acquiring and possessing a credit score report in opposition to it by way of fraudulent misrepresentation.
That is outlined within the go well with, marked CV/4867/2024, which claims that the bank, with out its data or consent, obtained a credit score report from the First Central Credit score Bureau on 28/12/2023, below the guise that the claimant had utilized for a credit score facility from the defendant.
The claimant’s lawyer, Eloka Okoye, averred that his shopper has by no means, both by way of itself or any of its brokers, utilized for a credit score facility from the bank.
A credit score report is a press release that gives details about one’s mortgage reimbursement historical past and the standing of 1’s credit score accounts.
Claimant’s Allegations
In his court docket processes, seen by Nairametrics, Okoye instructed the court docket that the claimant doesn’t have any type of relationship with the bank.
“Upon realizing that the bank unlawfully obtained a credit score report in opposition to the claimant, the claimant, by way of its counsel, wrote to the defendant, requesting the alleged software that necessitated its acquiring the credit score report from the First Central Credit score Bureau.”
“The claimant additional avers that, to this point, the defendant has neither responded to the claimant’s letter nor reached out to the claimant by way of every other means.”
“The claimant asserts that the credit score report was obtained below false pretenses, because the claimant has by no means utilized for a credit score facility from the defendant,” he acknowledged.
He urged the court docket to declare that “the subscription to First Central Credit score Bureau for a credit score report on the claimant by the defendant, below the guise that the claimant utilized for credit score of their group when, in truth, there was no such software, quantities to fraudulent misrepresentation.”
“A declaration by this Honourable Court docket that the credit score report obtained from the First Central Credit score Bureau by the defendant by way of fraudulent misrepresentation was illegally obtained and subsequently illegal.”
“An order of perpetual injunction restraining the defendant, its servants, privies, or brokers from additional acquiring and possessing any credit score report from the credit score bureau.”
- Okoye additional contended that the claimant has suffered important loss because of the actions of the bank in opposition to it, urging the court docket to carry that the defendant is aware of that the claimant was not their customer and didn’t apply for credit score.
- Nairametrics gathers that Justice B. Abubakar of the Excessive Court docket of the FCT in Apo has fastened February 13, 2025, for the listening to of the case.
Nairametrics couldn’t instantly get a remark from the defendant.
What it’s best to know
In response to the court docket paperwork, Wetech Trade Restricted is an organization, duly registered below the extant legal guidelines and whose tackle is at 169, Ajaokuta, Itobe Expressway, earlier than Niger Bridge, Lokoja, Kogi State whereas the defendant is a Micro Finance Bank that gives credit score facility together with loans to candidates.
- The bank’s tackle is at 2XL Mall, Suite 7A, First Ground, 11 Highway, off third Avenue, Gwarimpa, Abuja, in response to the court docket paperwork.
- The CEO of Wetech is a Chinese language nationwide, Liu Yangxi.
- The FCT Excessive Court docket has jurisdiction over a variety of issues.
- Whereas the case has been adjourned for listening to, the authorized group of the bank is anticipated to file a proper response in court docket.
The court docket will then evaluation the proof introduced earlier than it to make a last pronouncement on the dispute.
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